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Registered Disability Savings Plan

Provided by: BMO Bank of Montreal

Service Description

A registered savings plan that helps eligible Canadians with disabilities and their families save for long-term financial needs.  Benefits:

  • Tax-sheltered earnings
  • Withdrawal the way you want
  • Eligible for other programs.


You can open an RDSP and be the plan holder if you are:
- a person with a disability who is the age of majority and has the capacity to manage his or her finances; or
- the legal parent of a child with a disability who has not reached the age of majority; or
- a guardian or other representative who is legally authorized to act on behalf of a person with a disability.
- plan holder does NOT have to be a Canadian resident.

Who can be a beneficiary?
Beneficiaries must have a valid Social Insurance Number (SIN) and be:
- eligible for the Disability Tax Credit (DTC)
- a Canadian resident when the plan is set up and when each contribution is made
- under age 60 when the plan is opened, since contributions cannot be accepted after the end of the year the beneficiary turns 59.
* A beneficiary can only have one RDSP at a given time.

Application Process

Call to get started.

Documents Required

Social Insurance Number, Disability Tax Credit Certificate T2201

Toll-Free: 1-877-225-5266

Hours of Operation

Varies by branch location.

Service Website




Coverage Area

Saskatchewan, Canada

Languages Offered


BMO Bank of Montreal Locations

Location Info

Hours of Operation

Varies by branch location.

Toll-Free: 1-877-225-5266


211 Saskatchewan strives to make sure information is correct. However, there are often changes to community services, which means inaccuracies may be possible. The information presented by 211 Saskatchewan may be subject to change.

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